We have helped thousands of disability insurance claimants nationwide with monthly disability benefits.
Pre-existing conditions are one of the most common reasons claims are denied, and are defined as conditions for which individuals have incurred expenses, taken prescription drugs or medicines, received medical treatment, care or services, or for which a reasonable person would have consulted a physician during the three months immediately prior to the most recent effective date of insurance.If you or your loved one are struggling with a Cigna long term disability insurance claim, you should retain legal counsel right away. Protect yourself and get the full and fair benefits you’re owed by contacting an experienced long term disability lawyer right away.As soon as you hire a lawyer, they are going to be able to complete their own independent investigation into your case. Most Cigna long term disability policies have an elimination period of three to six months and pay a monthly disability benefit of between 50%-66.67% of one’s pre-disability income. Our disability insurance lawyers help policy holders seeking short or long term disability insurance benefits from Cigna. The elimination period is longer, benefits are paid monthly, and the amount is greater than it is with the short-term disability plan. I highly recommend this Attorney.I contacted Mr. Joseph Capitan to discuss my LTD claim after my insurance company had denied my original claim. He was very easy to talk to and made a professional relationship with me. I would not hesitate to recommend this firm as they are highly knowledgeable on the law and are very professional.Yes. I was concerned because he practices in PA and I live in NJ. A case manager may not give you a satisfactory reason for your delays, and you will want a lawyer to speak to the case manager to get real answers. I paid no out of pocket expenses and my case is settled. An attorney may be able to compel real action.I contacted Mr. Joseph Capitan to discuss my LTD claim after my insurance company had denied my original claim.
He calmed me and said it shouldn’t be a problem. I was never in the dark about anything, he was always honest and forthright which led to very successful outcomes in my cases. Another reason to consider hiring a lawyer that has experience with long-term disability appeals is that they will be familiar with the strict deadlines and guidelines that need to be followed. He is hard working and a dedicated attorney and uses his strong expertise and professionalism to gain the desired result. But, there are some ways to work and earn a small income while you are getting long-term disability.
After many months my LTD claim was reinstated. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. Benefits are reduced by 50 percent of your actual work earnings after the first 24 months. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Thereafter I retained the firm and Mr. Jessup began to represent me.No. They keep me informed of all that is happening with my case and promptly respond to my emails and calls to answer my questions. There is nothing that our lawyers have not seen in the disability insurance world.If you truly desire, and have been cleared by your physicians, to return to the workplace, then this vocational rehabilitation program may be beneficial for you. CIGNA wrongfully terminating my LTD claim, CIGNA supported a finding of disability before the Social … I would like to personally thank Mr. Joseph Capitan for working with me during the appeal process and to get my LTD reinstated after was wrongfully denied.