Make payments, report a problem, manage returns. Klarna Pay Later.
This page describes integration details specific to Klarna. Let’s take a look.Tokenization substitutes an actual credit card number with a randomly generated string of characters, a one-time code associated with the transaction. Payment gateways act as a third-party solution, taking the burden of software integration away while giving merchants the latest and best security features they need. With m-commerce capturing an increasing amount of retail spend every year, merchants can’t afford to work with a gateway solution that can’t deliver equally on desktop, mobile and tablet. As merchants conduct business across mobile devices, gateway solutions that don’t translate well can create a bad user experience. The wrong gateway solution leaves merchants dealing with integration snafus having to do with speed, security and compliance.When merchants think about integration, they don’t usually think about ‘smoooth’. The Klarna app will give you the freedom to shop at any store on your own terms while keeping full control of your finances. Secure payment gateways use P2PE to keep hackers from being able to intercept payment data as it’s passed from a merchant to a payment processor.Payment Card Industry Data Security Standard (PCI DSS) guidance was established by leading credit card brands in 2006 to help merchants and financial institutions provide secure payment solutions.We meet that promise at Klarna, too, giving merchants the potential to easily expand into new markets by offering new payment options, products and services with only one integration. Headquarters: Stockholm, Sweden. At Klarna, our payment gateway integration equation allows merchants to access pre-configured toolkits and developer-built codes, which are easily dropped into your existing e-commerce platform for any of our unique payment solutions. If yours isn’t delivering, it’s time to look elsewhere.Unfortunately, payment gateways often hide high processing costs, extra fees and expensive set up costs that merchants can easily miss when selecting a provider. This code or “token” can’t be traced back to the cardholder, and the numbers are meaningless to anyone trying to read them without the decryption key.There’s a lot that goes into securing payment data during processing.
But there’s another payment gateway feature that makes them super important for merchants: security.With a payment gateway provider that offers P2PE, merchants can rest easy. This process is key for producing a positive user experience.Now let’s talk about every merchant’s biggest fears when integrating a payment gateway: friction.
Sveavägen 46, 111 34 Stockholm. Since a gateway is critical in the collection of payment details, authentication, authorization and settlement of a payment, it’s important to choose a solution that doesn’t allow for errors in this four-step process. It's recommended that you read the integration guidelines for browser payments, before building a Klarna integration. We meet that promise at Klarna, too, giving merchants the potential to easily expand into new markets by offering new payment options, products and services with only one integration. Especially if you’re not working with the right payment solution partner.
It’s about how well the platform provider is able to work with the merchant’s existing systems, and how it can help a merchant develop.